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Posted on: October 24, 2018

City Fire Protection Rating Jumps Up; Homeowners and Businesses Could See Insurance Savings

The City of Pasco's Fire Protection Rating jumped two spots which could save local building owners money on insurance premiums starting in February.

The Washington Surveying and Rating Bureau (WSRB) evaluates all Washington communities for their fire protection/suppression capability using a schedule approved by the Washington State Office of the Insurance Commissioner. WSRB assigns each community a Protection Class of 1 through 10, where 1 indicates exemplary fire protection capabilities, and 10 indicates the capabilities, if any, are insufficient for insurance credit. The lower the number, the better a community’s ability to prevent and respond to fires.

The City's rating improved dramatically from a “5” to “3” – only 48 out of the 677 communities evaluated in the state has a “3” rating. Just five communities have a “2” rating and no community in the state has a “1” rating.

This lower rating should lower fire insurance premiums for structures throughout the City – but how much will depend on the home/building, insurance carrier, claim history, and various other factors. Home and building owners will need to check with their insurance carrier on what savings they may see after the new rating is effective on February 1, 2019.

“This rating improvement is due to a lot of hard work from various City departments, most notably Fire, Water, and Inspection Services,” said Pasco Fire Chief Bob Gear. City Manager Dave Zabell said that “The City Council's deliberate strategy to set high goals for public safety and the willingness to support staff to achieve those goals, including staffing of the new Station 84T on Road 48, has paid off in this rating improvement.”

This progress in Pasco's public safety joins other important positive developments in recent years, including the City's recent rating as third most "safe" larger city in Washington State, with the local crime rate decreasing by more than 80% over the last 30 years. More information on the WSRB rating process can be found at: wsrb.com/protection-class-overview.

The City of Pasco strives to continue improving the quality of life in the community.

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